Tuesday 20th June 2023
Are you one of those who may have failed to meet the strict home loan requirements of the major banks? Don’t worry, you may still find the mortgage solution through a specialist non-bank lender. There are thousands of Australians who…
Tuesday 6th June 2023
While many of the big banks have announced they will discontinue cashback deals, the mortgage market remains competitive, and a broker remains the avenue for a home loan customer to find a top deal. Cashback deals are where the lender…
Tuesday 30th May 2023
According to the Reserve Bank of Australia (RBA), approximately 880,000 borrowers with cheap fixed-rate mortgages are facing a ‘mortgage cliff’ when their fixed-rate terms end this year. Having…
Tuesday 23rd May 2023
In an attempt to address housing affordability for first time buyers, the federal government has expanded the eligibility for the First Home Guarantee, the Regional First Home Buyer Guarantee, and the Family Home Guarantee schemes. While previously the First Home…
Tuesday 16th May 2023
With rising interest rates and high inflation, you may need that bit of extra cash to cover some of the spendings you’ve got on your checklist. Your mortgage broker can help you secure small, fast loans, including personal loans, vehicle…
Tuesday 9th May 2023
With many bank branches closing around the country, consumers are relying more and more on brokers for advice, particularly when it comes to obtaining a home, business or personal loan. In some parts of Australia, people are travelling more than…
Tuesday 2nd May 2023
Deciding to stop working for someone else and starting your own business can be a challenge, but a highly rewarding one. In many instances you will also need some financial support to establish the business by taking out a small…
Tuesday 25th April 2023
With the world open again after the disruptions of the COVID-19 pandemic, more and more Australians are getting the travel bug and planning holidays overseas or in our own beautiful backyard. Some people may have been able to put away…
Tuesday 18th April 2023
With the days getting shorter and the nights cooler, these are sure signs that winter is coming. How prepared is your home for the colder weather? If there is a great deal of maintenance to be done, a finance broker…
Tuesday 11th April 2023
In these times of cost-of-living challenges and higher interest rates for borrowers, many Australians are struggling to make ends meet. People, particularly if they are living beyond their means, can be overwhelmed by their debts, and if they are repaying…
Tuesday 4th April 2023
Brokers remain in big demand! The latest Industry Intelligence Service (IIS) report released by the Mortgage and Finance Association of Australia (MFAA) has found the number of brokers has increased 5.2 per cent to 19,236, exceeding 19,000 for the first…
Tuesday 28th March 2023
Are you thinking about buying a new home in the near future? If so, now is the time to start saving! With house prices always on the rise, it’s important to have enough saved up in order to make your…
Tuesday 21st March 2023
Are you in the market for a home loan? If so, it is important to understand the difference between fixed and variable home loans. Knowing which one is right for your financial situation can be tricky, but with some research…
Tuesday 14th March 2023
With fixed rate home loans, you have the security of knowing that your interest rate won’t change over a fixed period of time. However, when this fixed term comes to an end it can be difficult to know what to…
Tuesday 7th March 2023
Are you looking for a home loan but feeling overwhelmed by the sheer number of options available? Don’t worry, it’s not uncommon to feel this way. With so many home loans and mortgage brokers on offer, it can be difficult…
Tuesday 28th February 2023
Debt consolidation allows you to combine multiple debt payments into one single payment. It can be an effective way to simplify your finances, reduce debt faster and save money on interest charges. Consolidating debt can also help improve your credit…
Tuesday 21st February 2023
For first-time home buyers, the process of purchasing a property can be overwhelming. From understanding your budget and considering location to finding the right mortgage broker, there’s a lot to consider. In this article, we will explore some key tips…
Tuesday 14th February 2023
When it comes to getting a home loan, most people go straight to their bank. It’s understandable – banks are usually the most convenient option and can help most Aussies with their home loan needs. But if you want more…
Tuesday 7th February 2023
With interest rates on the rise, it is becoming increasingly difficult for people to keep up with their loan repayments. Fortunately, there are some strategies available that may help reduce the amount of money you have to spend on home…
Tuesday 31st January 2023
Finding the right loan to suit your needs can be a daunting task. With so many loan options and an increasingly complex market, it’s important to compare loan features carefully before making a decision. Whether you need a loan for…
Tuesday 24th January 2023
When considering whether now is the time to refinance your mortgage, there are several factors to consider. At its core, refinancing means taking out a new loan to replace an existing one; this can be done for many reasons but…
Tuesday 17th January 2023
When it comes to the value of your home, investing in renovation projects can be a great way to revitalize its appeal and create a comfortable space to live in. Like most people, you’ve put a lot of hard…
Tuesday 10th January 2023
There are a few compelling reasons why you should pay off your home loan faster. Here are three of the most important ones: 1) You’ll save money on interest payments. 2) You’ll be mortgage-free sooner. 3) You’ll increase your equity…
Tuesday 3rd January 2023
So, you’re in the market for a mortgage? Whether you’re a first-time home buyer or experienced investor, it’s important to know the mortgage broker jargon. This will help you understand what your mortgage broker is saying and make the best…
Tuesday 27th December 2022
Do you have a dream that you would like to achieve but don’t think you can because of the cost? A personal loan may be just what you need to make your dream come true. With a personal loan, you…
Monday 19th December 2022
Commercial finance can be a great way to help your business grow. By speaking to a mortgage broker, you can gain access to the capital you need to expand your operations and take your company to the next level. Commercial…
Tuesday 13th December 2022
Including offset accounts in your home loan strategy could end up saving you thousands of dollars. Here’s a look at how they work and whether you should consider going this route. What are offset accounts? Offset accounts aim to…
Tuesday 6th December 2022
Saving for a summer holiday? Boost your funds by tracking your spending, cutting one unnecessary expense and staying home for dinner. If you’re still saving up funds for your next getaway, here are tips to help you along the way. Check your bills…
Monday 28th November 2022
It’s a common misconception that you need to be rich to invest in property. While it’s true that buying an investment property can be a great way to grow your wealth, you don’t need to have a lot of cash…
Tuesday 22nd November 2022
It’s no secret that the property market in Australia is expensive. If you’re a young person trying to break into the market, it can feel like you’re swimming against the tide. But all is not lost! There are ways to…
Tuesday 15th November 2022
Needing to renovate your home? The costs of any renovation project, large or small, can significantly add up. Finding funding for your home renovation in advance can help you prepare and budget for how much renovation you can afford to…
Tuesday 8th November 2022
Getting a home loan is already difficult enough but getting a home loan as a small business owner is even harder. Lenders like to see regular amounts of money coming in as it makes them feel less at risk. When…
Tuesday 1st November 2022
Once people secure their home loan, they often forget about it and simply pay their loan repayments till the end of the loan. This may seem fine, but the reality is you could be missing out on many benefits and…
Monday 24th October 2022
With interest rates on the rise at the moment, there are many borrowers who are currently with fixed rate home loans that are approaching their expiry period. When that day finally arrives, it may be a bit of a shock…
Tuesday 18th October 2022
If you’re like most people, you probably don’t have a few hundred thousand dollars lying around to fund your home renovation. That’s okay! There are plenty of financing options available to make the process easy and stress-free. In this post,…
Tuesday 11th October 2022
There are a lot of benefits to being self-employed. You’re in charge of your career, you can potentially earn more money and you have the satisfaction of delivering a service you can be proud of. However, there are also some…
Tuesday 4th October 2022
When it comes to business finance, there are a lot of options out there. It can be difficult to determine which type of finance is right for your business. In this post, we explore the different types of business finance…
Tuesday 27th September 2022
The Spring property market is always incredibly busy, with more buyers looking for homes than at any other time of year. If you’re planning to buy a house in the near future, it’s important to be prepared. In this post,…
Tuesday 20th September 2022
When it comes to home loans, there are two main types: variable and fixed. Each option has its own set of pros and cons, so it can be difficult to decide which loan is right for you. In this post,…
Tuesday 13th September 2022
Are you looking for ways to reduce your mortgage repayments? If so, you’re in luck! Below are three tips that can help you save money on your home loan. Whether you are a first-time homebuyer or you have been in…
Tuesday 6th September 2022
Refinancing is the process of replacing your current mortgage for a new mortgage in order to finance your home. This could be for a number of reasons such as a change in financial position, personal circumstances or getting a better…
Tuesday 30th August 2022
Debt consolidation involves rolling all of your debts such as home loans, credit card bills and personal loans into a single, combined low interest payment. It allows you to reduce your overall debt and arrange it so that it is…
Tuesday 23rd August 2022
As a business owner, you’ll more than likely have challenges and problems that need to be overcome. It can often be hard to manage your business’s finances when you’re busy getting your brand out there, figuring out how to price…
Monday 15th August 2022
After years of enormous growth in the housing marketing, we’re starting to see falling housing prices around the country. As we approach Spring, we are seeing auctions in the major cities have remain unsteady. However, it’s common to see a…
Monday 8th August 2022
Taking out a home loan can be a nerve wracking experience, particularly for first time buyers. The key to making the experience not just bearable but fruitful is to understand exactly what you are taking on. Here are the questions…
Tuesday 2nd August 2022
Buying an investment property brings with it a lot of choices, but rest assured, there are certain features which every investment property owners should consider to increase their property’s rental yields and ensure value growth. An area of strong economy…
Monday 25th July 2022
Looking to secure a home loan? The easiest way to do so is to get pre-approved. Let’s discuss how this process works and how you can get a head start on it. Unless you’ve got hundreds of thousands in cash…
Tuesday 19th July 2022
If you’re in a situation where you need a little bit of extra cash, a personal loan is always an option. Say you’re looking to fund a one-off event like a wedding or holiday, or you’re looking to make a…
Tuesday 12th July 2022
Whether it’s adding a pool for the summer heat, or adding a granny flat for gran, renovation can add both monetary and practical value to your home. However, this value also comes at a price and can be quite costly…
Tuesday 5th July 2022
A pre-approval is when a lender approves you for a home loan before you actually decide on a house to buy. It’s essentially a guarantee that you will be approved for a home loan if you decide to apply for…
Tuesday 28th June 2022
Finding the right home loan and the best way to pay it off can seem insurmountable alone. But with the help of an experienced broker, it’s much easier finding terms that will suit you. Read on for our guide on…
Tuesday 21st June 2022
A construction home loan is a home loan that is designed for people wanting to build their home instead of purchasing an existing one. As a result, it has a unique payment structure where you only borrow in stages as…
Tuesday 14th June 2022
Buying your very first home is equal parts exciting and daunting as you step into uncharted territory. There is so much to consider and digest when making the decision to buy your first home that often it can become overwhelming.
Tuesday 7th June 2022
Your credit history/rating is one of many factors lenders use to evaluate your eligibility for a home loan and it is also one of the most important. The worse your credit is the harder it will be for lenders to…
Tuesday 31st May 2022
With the lowest official cash rate on record, it might be time to refinance your home loan. What you may have agreed to 5 years ago when you bought your house, may not be the best option for you now.
Tuesday 24th May 2022
Living in a sharehouse is a unique experience typically done when you are young. However with the increasing cost of living, house sharing can have significant financial benefits that should be considered. If you are looking to buy a house…
Tuesday 17th May 2022
Making renovations on your home can be both exciting and exhausting. Whether you are adding a spare room or sharpening the look of your kitchen it is rewarding to see the transformation. That is why we have made a list…
Monday 9th May 2022
On top of helping you with home loans, our team can also assist you when it comes to financing your business. Whether it be in the form of business loans, car loans or equipment loans we can help you find…
Tuesday 3rd May 2022
One of life’s biggest achievements is owning your first home. The significant and memorable experience, similar to other large achievements throughout life, requires a series of thoughtful decisions and smart, strategic planning. However, where are newcomers meant to start? We’ve…
Tuesday 26th April 2022
It’s time to begin house hunting, but where do you start? What kind of house can you afford? Buying a house is an exciting time, so don’t let the process overwhelm you. By using a mortgage broker’s services, you can…
Tuesday 19th April 2022
With many people feeling the financial strain during these troubling times it is becoming more important to find ways to reduce your expenses and save more. If you own a home, there are a number of things you can do…
Thursday 14th April 2022
If you are in need of an extra bit of cash and don’t have the savings lying around to produce it a broker can assist you with small, fast loans such as personal loans, vehicle loans and renovation loans. These…
Tuesday 5th April 2022
Bridging loans are loans used to buy a new home when you haven’t yet sold your existing home. Sometimes it is helpful to purchase a new home before you’ve sold your old one. In which case, you need a bridging…
Tuesday 29th March 2022
Commercial property is classified as any non-residential property that is used exclusively for business purposes. This includes retail properties, office buildings, shopping centres, hotels, warehouses, manufacturing facilities, apartment complexes and land for development. For many investors, acquiring commercial property is…
Tuesday 22nd March 2022
Australians have a few options when it comes to financing a car, and you should make sure you know what each finance option entails before committing to one or the other. Different types of financing can cost more or less…
Tuesday 15th March 2022
Getting the best value out of an investment rental is a collaborative effort between the landlord and a great tenant. To achieve long-term returns on a rental, the property has to last – and that means finding tenants who are…
Tuesday 8th March 2022
When you buy a home whether it is classified as owner-occupied or investment depends on your intentions behind buying the property. If you are planning to sell the property for a profit on what you originally bought it for or…
