• David Chia

    Founder and Principal

    Principal and Founder of Mortgage IQ, David Chia is one of Australia leading and most successful mortgage broker, a multiple award winner and trailblazer. Most recently, he sold his Number 1, Yellow Brick Road Randwick Franchise after successfully establishing it and operating it for the past 7 years. After taking it to the Number 1 franchise over the past 3 years (2016, 2017 and 2018 periods), David was keen to take on his next challenge and long term passion of starting his own successful brand.

    Mortgage IQ was created with the intention to utilise all David’s industry years of expertise to provide a service that is truly unique and valuable for his clients.

    David began his career as a Qualified Accountant and has since held various senior positions at the ASX, Deloitte, Macquarie Bank, Stockland and Ernst and Young.

    David holds a Graduate Diploma in Applied Finance, Master of Business in Finance, Diploma in Mortgage Broking, Diploma in Financial Planning, and is a Certified Practising Accountant (CPA).

    David’s goal is to genuinely see his clients succeed financially through education. He offers a completely tailored offering that will enable his clients to achieve their financial goals now and into the future.

    David believes in the principle of ‘client for life’ and will strive to service more than one generation in every family.

    0403 238 670

  • Erny

    Founder and Business Relationship Manager

    Business Relationship Manager and Founder of Mortgage IQ, Erny has been the backbone of one of Australia’s leading and most successful mortgage broking businesses. Most recently, she was the key operations and business relationship manager of the Number 1, Yellow Brick Road Randwick Franchise after jointly establishing it and successfully operating it for the past 7 years with David.

    Erny comes from a successful career in Finance with Deloitte and IPAC Financial Services. She has vast experience as a finance professional and has a Commerce Degree majoring in Accounting.

    She is passionate about customers and people. Her clients appreciate her genuine care and enthusiasm.

    Erny’s professional approach and positive attitude ensures that her clients receive the attention they deserve.
    She values the opportunity and experience of working alongside the team and plays a crucial role in ensuring their continued success.

    0414 244 268